No. Do not confuse a private arrangement with a government refund or investment return. The processing charge is nonrefundable, and the gift is not commercial investment capital. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 per corporate-sponsored employee principal. Family and continuing corporate obligations are additional.
Review private terms independently
An employment agreement may contain obligations requiring separate advice. Official immigration processing does not itself validate a private repayment clause or guarantee the applicant can meet it.
Write both routes out as cash flows for the actual household: every person who would immigrate, the fees and gift each triggers, professional and medical costs, and the value of money that will never come back against capital that might. In EB-5 the money is capital invested in a new commercial enterprise, placed at risk, required to create at least ten qualifying full-time jobs, and capable in principle of being returned to the investor after conditions are removed. Confirm current program terms and figures against official sources rather than a summary prepared for another purpose, since terms and amounts are not fixed features of the world.