Read the general investor planning overview
When part of a proposed E-2 investment comes from family financing or a locally known business, map the actual terms and conditions with the same rigor as an arm's-length transaction. A trusted relationship between the parties does not reduce the documentation needed to trace funds and confirm control.
Put informal understandings in writing
Hypothetical example: a relative agrees informally to lend part of the investment amount. Document the loan terms, amount, and lawful source of those funds in writing before treating it as part of the qualifying investment.
Confirm collateral and repayment terms regardless of the lender
Identify whether any family loan is secured against business assets, since personal unsecured borrowing and asset-secured borrowing are treated differently under the applicable guidance. Debt secured by assets of the enterprise does not count as E-2 invested capital, even if personal assets also secure it. Borrowing secured only by personal assets, or unsecured personal borrowing, may qualify subject to the other investment conditions.
Describe the enterprise's real operations, not its local reputation
A business's standing in the local community is not evidence of substantiality or non-marginality; gather the actual financial and operational records needed to support those specific requirements.
What else is on your mind?
Is there one minimum investment that guarantees E-2 eligibility?Is holding money or owning an asset enough for E-2?Editorial source review: 2026-09-07. General preparation guidance, not an individual assessment.