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APPLICATION ANSWERS · EB-5 FIELD GUIDE

Is the minimum capital figure the entire EB-5 budget?

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THE DIRECT ANSWER

No. Investment capital is separate from project or administrative fees, government filing fees, legal costs, document preparation, and the later stages of the immigration process. Review the actual agreements and current official fee schedules rather than estimating from a general figure.

Understand exactly what each payment covers

Ask what a specific payment is for, whether it is refundable, and what happens to it if the project or the immigration case changes. Keep family-related expenses and independent financial due diligence visible as separate line items. An advertised all-in price can omit material obligations, and a projected return figure does not describe the investor's full financial exposure, so separate professional advice on the commercial and tax consequences is appropriate.

The common mistake is relying on a gross asset value, overlooking taxes or debt payouts, and discovering too late that liquid funds cannot cover both the statutory investment and surrounding expenses. The petition to remove conditions carries its own government charge, its own evidence assembly and often its own professional fee, and it falls due years after the initial enthusiasm, and any sponsor relationship, have cooled.