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NORTH DUMFRIES · DECISION WORKSHEET

North Dumfries E-2 guide: separate seller financing from cash committed

USAvisa field guide · 2 minute readReviewed 7 September 2026

Read the general investor planning overview

THE SHORT ANSWER

An acquisition price can include cash, deferred obligations and secured borrowing. An investor should identify those components before assuming the entire price is qualifying E-2 capital.

01

Read the actual financing structure

Hypothetical example: a seller accepts part of the price over time. Identify the borrower, creditor, collateral and conditions. Enterprise-secured debt is not qualifying investment capital; personally secured or unsecured arrangements need their own lawful-source and security assessment. Adding personal collateral does not make a loan secured by enterprise assets qualifying capital.

02

Explain investment and commercial commitment

Capital must be lawful, substantial, at risk and sufficiently committed to the actual enterprise. There is no universal dollar minimum. Properly structured visa-contingent escrow can be relevant, while money simply reserved does not automatically establish investment. A financing label does not decide every condition.

03

Keep the enterprise conditions in view

The investor needs qualifying treaty nationality and development and direction, with generally at least half the enterprise owned by nationals of the relevant treaty country. Explain real operating activity and nonmarginality using the complete costs and capacity, not only a down payment or favorable revenue projection.

SOURCE NOTES

Editorial source review: 2026-09-07. General preparation guidance, not an individual assessment.

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