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WELLESLEY · GOLD CARD FIELD GUIDE

Does one family budget remove separate eligibility review?

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THE DIRECT ANSWER

No. Assess the actual spouse and unmarried children under 21 individually under the applicable framework. Current official terms add a US$15,000 processing fee and US$1,000,000 gift for each eligible joining spouse or unmarried child under 21, including corporate cases; confirm individual eligibility and the operative instructions.

Distinguish people from totals

A payment allocation does not create a qualifying relationship or status. Identify the intended applicants accurately.

Write down the household's facts: citizenship of each adult, current employment and business interests, each child's age, what assets exist and what deadline is driving the discussion. Successful vetting must occur before the government requests the principal’s US$1 million contribution; included eligible relatives carry the published additional gift and processing obligations. Choices about who joins the case and when are cheapest to make before any file has been built around a particular answer, and the official guidance on initial inclusion is worth reading in its current form rather than as summarised by anyone. The practical decision is whether to include that person at the initial stage or use another available process later; do not let a shared address obscure separate eligibility and document requirements. Where intended family members were identified at the outset, keep that list and check each notice against it, since a name absent from a notice is a question to raise rather than an omission to assume harmless.