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KITCHENER · EB-5 FIELD GUIDE

Can another investor’s larger contribution make up my qualifying amount?

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THE DIRECT ANSWER

The individual investor’s qualifying capital needs assessment. A project-wide total is not a substitute for showing the applicant meets the applicable requirements.

Separate project finance from personal eligibility

Identify genuine ownership and contributions. Do not present another person’s funds as the applicant’s own capital without explaining the actual lawful arrangement.

The reduced amount applies to investments in a targeted employment area, which is a rural area or an area of high unemployment as defined in the statute and designated according to the current rules, or in an infrastructure project. In a regional-centre project the economic model can count indirect and induced jobs; in a direct case only the new commercial enterprise's own full-time employees count, so the machine shop must reach ten qualifying positions itself. The capital must still be at risk, lawfully sourced and fully committed before or at filing, and the investor must still hold a policy-making or management role, which in a limited-partnership structure is usually satisfied by limited-partner rights. The capital must stay at risk for the period the law requires, the enterprise must create the required jobs, the investor must continue in management or policy formulation, and permanent residence carries its own obligations that extended absences can undermine.